Terms of Use
These terms govern use of the AML Network website, including the Watchdog Databases, AML News, AML Laws & Regulations and the Watchdog Reports archive. By accessing the site you accept them. If you do not accept them, do not use the site. We revise these terms as the site changes, and the version published on this page is the one that applies.
Permitted and prohibited use
The site is published for research, journalism, compliance training, academic work and general public interest. Reading, searching, quoting and linking for those purposes are all permitted. The following are not:
- Bulk extraction. Scraping, crawling or systematically harvesting entries beyond ordinary browsing, except where we have agreed to it in writing.
- Republication as a dataset. Reproducing the databases in whole or in substantial part as a derivative or competing dataset, screening list or commercial product.
- Unverified screening. Treating an entry as the sole basis for refusing service, closing an account, terminating a relationship or taking any other adverse decision about a person or business.
- Targeting individuals. Using material published here to harass, threaten, intimidate or expose the private details of any person.
- Interference. Probing the site's security, circumventing access controls, or disrupting its availability for others.
What database entries are, and what they are not
Entries across the Watchdog Databases — politically exposed persons, shell companies, corporate laundering, real estate laundering, cryptocurrency exchanges and offshore entities — are research aids compiled from public record. Sources include company and land registries, court and insolvency filings, regulatory and supervisory notices, published sanctions listings, parliamentary and audit material, and reporting we judge to be credible. Each entry is intended as a starting point for further enquiry, not as a conclusion.
An entry is not an allegation of criminal conduct, a finding of wrongdoing, or a sanctions designation. Inclusion may reflect nothing more than that a person holds an office that FATF recommendations and the EU AML framework treat as politically exposed, or that a structure shows features — nominee directors, layered ownership, incorporation in a low-transparency jurisdiction — that are lawful and commonplace. Risk indicators describe patterns, not guilt. Where a matter has been determined by a court or a regulator, we say so and identify the decision.
No warranty, and no professional advice
The site is provided as it stands. Public registers are incomplete and unevenly maintained; names are transliterated inconsistently; identifiers are reused; unrelated people and companies share names; corporate records lag behind real changes of control. We give no warranty that any entry, report or news item is accurate, complete, current or fit for any particular purpose, and we do not undertake to keep material updated. Verify against primary sources before relying on anything published here.
Nothing on the site is legal, financial, investment or compliance advice, and using it creates no advisory or client relationship. Obligations under the US Bank Secrecy Act, the UK Money Laundering Regulations, the EU anti-money-laundering directives and regulation, and equivalent regimes elsewhere rest with you and your institution. Take qualified professional advice on your own circumstances.
Intellectual property and citation
The written text, original analysis, structure and presentation of this site belong to AML Network. Underlying public documents remain the property of the bodies that issued them and are subject to their own terms. Reasonable quotation for reporting, research, comment or teaching is permitted where the extract is proportionate, AML Network is named as the source, and a link to the page is included where the medium allows. Systematic copying, mirroring and paywalled resale are not permitted.
Third-party links
We link out to registries, regulators, court records, statutory instruments and external reporting. Those destinations are outside our control, may change or disappear, and are governed by their own terms and privacy practices. A link records where information came from or where it can be checked; it is not an endorsement of the site linked to or of anything else published there.
Corrections and right of reply
Any person or organisation named on this site may write to support@amlreview.co. Please identify the entry or article, state precisely what is inaccurate or out of date, and attach supporting documents where they exist. We review every request, and where a correction is warranted we amend, annotate or remove the material and note the change. Where the disagreement concerns interpretation rather than fact, we will publish a statement in reply of reasonable length alongside the entry.
Liability, governing law and status of this document
To the fullest extent permitted by law, AML Network is not liable for loss or damage arising from use of, or reliance on, this site — including indirect and consequential loss, lost profits or business, regulatory penalties, and the outcome of decisions taken about customers, counterparties or investments. Nothing here excludes or limits liability that cannot lawfully be excluded, including liability for death or personal injury caused by negligence, or for fraud.
Governing law and the forum for disputes are deliberately left unspecified in this version and must be completed before publication.
Template notice. This document is a drafting template. It has not been settled by a lawyer, is not tailored to any jurisdiction, and does not account for local rules on defamation, data protection, consumer contracts or unfair terms. It should be reviewed and completed by qualified counsel before it is relied upon.